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Learning Resources & Books
Knowledge is power; but understanding how to use it is freedom. Our growing collection of books and guides is designed to help you rebuild confidence, rethink money, and navigate life’s toughest financial and emotional challenges with clarity and purpose. Whether you’re starting over, redefining success, or simply trying to make sense of what’s next, these resources offer practical steps, perspectives, and hope, including effective debt solutions and pathways to financial relief.
Explore our growing library of eBooks, journals, and guides
Browse the free downloads and published titles below
FINANCIAL TRUTH & AWARENESS
The Payday Lending Industry Exposed
Payday lending is a billion-dollar system built on consumer confusion. The Payday Lending Industry Exposed uncovers how short-term loans trap millions in cycles of debt. Learn the tactics used to target consumers, and the steps you can take to protect yourself. Amazon.com: The Payday Lending Industry Exposed: Inside Secrets and Consumer Protection eBook : Patter
Born Into Debt: 10 Biggest Financial Hurdles You Must Master
Most people think debt starts with their first credit card, but it begins long before that. Born Into Debt reveals how we inherit financial disadvantages from birth through education, housing, healthcare, and credit systems. Discover the ten biggest financial hurdles that keep families stuck and the practical steps to overcome them.
Let’s Talk About: Financial Intelligence 101 Money isn’t just about numbers; it’s about understanding your habits, emotions, and decisions. Financial Intelligence 101 helps you see the patterns behind your spending, saving, and credit choices so you can start leading your money instead of reacting to it. Learn the foundations of smart financial behavior and how to rebuild confidence with money.
REBUILDING & RENEWAL
Let’s Talk About: Starting Over
Debt doesn’t define you; recovery does. Starting Over is for anyone ready to rebuild after financial setbacks, credit struggles, or tough life changes. It’s about finding peace with what happened, creating a plan that fits your reality, and moving forward with clarity and confidence. Download your Free copy below!
The Gratitude Journal
Gratitude changes how you see your money, your progress, and yourself. The Gratitude Journal is a guided space to slow down, reflect, and focus on what’s working, even in seasons of rebuilding. With thoughtful prompts and daily reflections, it helps you create calm, celebrate growth, and shift your mindset toward peace and possibility. Download Your Free Copy Below
EMBRACING THE SHADOWS
T.R. Patterson intimately shares her mother's daily struggle with Alzheimer's disease, a relentless thief stealing away memories, laughter, and identity. Although it deals with loss, "Embracing the Shadows" is not like other books on mourning, but rather the pain of loss in all its forms Amazon.com: Embracing the Shadows: A Guide to Navigating Loss and Finding Light eBook : P
COMMUNITY EMPOWERMENT
Building Better: A Community Guide to Financial Ability
Every day, people work hard, pay bills, and still wonder why it never feels like enough. Building Better helps you understand why and what to do about it. This free guide shows how families, churches, and organizations can rebuild financial strength through open conversations and simple steps that create lasting stability.
More Resources Coming Soon
We’re creating more guides to help you grow, rebuild, and make sound financial decisions for your home, business, and community.
More Resources Coming Soon
We’re creating more guides to help you grow, rebuild, and make sound financial decisions for your home, business, and community.