Snapshots of Success: A Gallery of PFS Advantage

The Payday Lending Industry Exposed

Payday lending is a billion-dollar system built on consumer confusion.  The Payday Lending Industry Exposed uncovers how short-term loans trap millions in cycles of debt and what lenders hope you’ll never find out. Learn the tactics used to target consumers, and the steps you can take to protect yourself and your community. 

Born Into Debt: 10 Biggest Financial Hurdles You Must Master
Most people think debt starts with their first credit card, but it begins long before that. Born Into Debt reveals how we inherit financial disadvantages from birth through education, housing, healthcare, and credit systems. Discover the ten biggest financial hurdles that keep families stuck and the practical steps to overcome them. 

Let’s Talk About: Financial Intelligence 101 Money isn’t just about numbers; it’s about understanding your habits, emotions, and decisions. Financial Intelligence 101 helps you see the patterns behind your spending, saving, and credit choices so you can start leading your money instead of reacting to it. Learn the foundations of smart financial behavior and how to rebuild confidence with money. 

Let’s Talk About: Starting Over
Debt doesn’t define you; recovery does. Starting Over is for anyone ready to rebuild after financial setbacks, credit struggles, or tough life changes. It’s about finding peace with what happened, creating a plan that fits your reality, and moving forward with clarity and confidence.

The Gratitude Journal
Gratitude changes how you see your money, your progress, and yourself. The Gratitude Journal is a guided space to slow down, reflect, and focus on what’s working, even in seasons of rebuilding. With thoughtful prompts and daily reflections, it helps you create calm, celebrate growth, and shift your mindset toward peace and possibility. 

COMING SOON